Maintained to reflect market changes, statistics, network rules, pricing structures, and prevailing cost dynamics.
Cash usage in the United States is shrinking, but the story is more nuanced than “cash is dead.” While digital payments dominate everyday spending, cash continues to play a measurable role in specific transaction sizes, demographics, and environments across the U.S. economy. In 2025, cash accounts for roughly 16%–18% of
It’s no mystery that Clearly Payments is on a mission to offer the lowest cost payment processing. It’s been written about many times and many
Small businesses make up 85% of all businesses in Canada. They are the foundation of our economy. It’s so important that small businesses get reliable
EMV is a secure payment technology standard that is used worldwide. EMV is managed by a handful of credit card networks: Visa, American Express, Discover, JCB,
Online shopping and eCommerce is growing extremely fast in Canada. It has been growing around 20% per year and 2020 has seen an explosion of
When you pay for something at the store, it has become a relief for consumers, and the merchant, when the payment terminal supports contactless payments.
This article is about helping you get the best POS system for your business. A POS system (point-of-sale) is the software and hardware allowing a
WordPress is the most popular platform to manage content on websites. If you’ve chosen WordPress, you’re in good hands. Hundreds of millions of other websites
Teaser rates are a part of marketing. Quite often they are used to acquire new customers by having a discount. For example, “join now and
Many businesses don’t know how much they should be paying for credit card processing. However, we can guarantee you that the average merchant is paying
WordPress is one of the most common platforms to run websites. There are around 450 million websites that use WordPress. That means around 20% of
We’ve been working on our “best of” series for payment processing, such as the best credit card machines and best payment processors. In this article,
There are specific needs in dental credit card processing that we have seen as we’ve worked with many dentists. First and foremost, low-cost is critical.
One of our working principles is based on our belief that a successful company is opportunity-focused, not problem-focused. Opportunities produce results and growth. Problem-solving tends
Credit card machines have been around since around 1960. They started as credit card imprinters and moved to magnetic stripes in the 1970s. They’ve evolved
Merchants are paying too much on payment processing. That’s a fact. Most merchants have the opportunity to save significantly on accepting payments if they follow
We believe the most important unit of success in a company is learning. That’s right, it’s not revenue or profit or growth rate. We feel
Merchant Discount Rate (MDR) sounds like a good thing. Who doesn’t want a discount? But the term is highly misleading. Watch out. When you hear
Do you know what puts most businesses out of business? Reduced cash flow. After a business makes a sale, if it doesn’t get the funds
Interchange is the fee collected by credit card issuers on every transaction. These interchange rates in Canada are set by Visa and MasterCard and are
Clearly Payments, a Canadian payment processor that was built from the ground up to have the lowest payment processing fees, has launched an Ambassador Program. People
Many things inspire people. And people are inspired by many different things. We get that. Characteristics like passion, empathy, and honesty are all inspiring. Those