Lower your credit card processing fees

Our customers tell us that we have the best credit card processing in Canada. We work hard on being one of the good ones.

  • Our mission is to drive down the price of accepting payments
  • All-in-one merchant account, terminals, and payment gateway
  • Retail, eCommerce, SaaS, restaurant, back office, and mobile
  • Integration into your software, mobile app, or point-of-sale
  • Truthful pricing with no surprises and everything you expect
Credit Card Logos: Visa, MasterCard, UnionPay

What we do

Our mission is to drive down the cost of accepting payments for merchants. We provide businesses with a merchant account along with the best credit card terminals and payment software to accept credit cards, debit, and crypto at incredibly low prices. Clearly Payments provides credit card processing in Canada, USA, and cross-border. Our sweet spot is serving businesses that process between $100k and $100 million per year.

How we do it

We have a unique cost structure and wholesale pricing model built on cloud software and virtual teams. We partner with the best payment and credit card technology in the market. Then, we further reduce costs by using data, radical honesty, and independent thinking to ensure operational excellence. We take our low costs and pass the savings to merchants with the best and most fair credit card processing in the market. That's how we compete.

Merchant account

Our merchant account gives you the ability to accept credit cards and debit cards with funds going directly into your own bank account, whichever bank you use. Funding is within 24 hours. You can accept Visa, Mastercard, AMEX, China Union Pay, Discover, Diners and more.

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Mobile payments

Accept credit cards or debit cards with your mobile phone. Your customers can even tap-to-pay which means Apple Pay or Samsung Pay. Fully PCI certified and EMV mobile credit card processing. This means higher security and lower rates.

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Credit card terminal

Clearly Payments offers wired or wireless credit card terminals with chip and pin, tap to pay (Apple Pay), and swipe. They're the most reliable credit card terminals for payment processing and ready for your store, office, or mobile business. Accepts all credit, debit cards and Interac.

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Virtual terminal

Clearly Payments will turn your PC, computer or tablet into a credit card processing terminal. All you need is an internet browser. This means no extra hardware to purchase. You can take single payments or set up recurring payments.

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eCommerce and integrations

Our payment gateway will integrate and connect to your website, shopping cart, or eCommerce platform for credit card processing. If you have custom software or a mobile app, we work with that too. We take care of PCI compliance, credit card storage, recurring billing, and more.

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Invoicing makes collecting payments easier for you and your customer. You create an invoice branded to your company, your customer receives an email with a "pay now" button. They pay with credit card and you are notified immediately. It is that easy.

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"Clearly Payments is hands down the best credit card processing company we have worked with. They are honest, funds are deposited quickly, and they save us money"

Stop paying 2.9% or more. Join the mission to reduce credit card processing fees.

Clearly Payments offers a one-stop-shop for a merchant account and credit card processing. We'll get you up and running in less than 24 hours.