PAYMENT PROCESSING PRICING
Get the lowest payment processing rates with transparent pricing and no locked-in contracts. Choose published Cost Plus rates or Membership for Canadian businesses. Clearly does not increase its processing markup; underlying bank and card-network costs can change.
Get a Custom QuoteNo locked-in contracts. No cancellation fee.
Both models pass through the underlying payment costs. The practical difference is how you pay Clearly Payments for processing.
PRIMARY PRICING OPTION
Interchange-plus pricing with a published percentage markup and per-transaction charge. Your markup decreases as your annual card sales grow.
Underlying costs + percentage markup + per-transaction charge
A clear starting point for merchants who want published volume tiers and a visible processing markup.
View Cost Plus RatesALTERNATIVE FOR CANADIAN BUSINESSES
Pay a monthly membership fee and a fixed per-transaction charge, plus the underlying payment costs. Clearly Payments adds no percentage markup.
Underlying costs + monthly membership + per-transaction charge
Explore this model if you prefer a membership fee instead of a percentage markup. Plans start at $99/month, plus transaction charges and direct costs.
Explore MembershipA headline rate or monthly fee is only one part of the picture. We’ll help you compare the full cost for the way your business accepts payments.
Interchange and other card-network costs are passed through. These vary with the cards your customers use and how payments are accepted.
Cost Plus uses a percentage markup and a transaction charge. Membership replaces the percentage markup with a monthly fee, while retaining a transaction charge.
Equipment needs also matter. If you need a rented terminal or another payment setup, include that cost in the comparison.
Your card sales, transaction count and payment setup help determine the right fit. We can compare both models using the way your business accepts payments.
Find your annual card-sales tier and whether you accept payments in person or online. Use the published markup as a starting point for a custom quote.
Review the monthly fee, per-transaction charge and underlying costs against your sales and transaction volume. The total—not just the absence of a percentage markup—is what matters.
We can review your current processing statement and help compare the options for your business—no obligation.
Get a Custom QuoteChoose an understandable pricing model, get help with your payment setup and keep the flexibility to leave without a cancellation fee.
Get direct access to underlying payment costs with a published markup or membership fee. No negotiating and no hidden processing fees.
Our team can help you choose payment equipment and understand your processing options.
Keep the flexibility of no long-term contract and no cancellation fee.
Cost Plus adds a published percentage markup and per-transaction charge to underlying payment costs. Membership uses a monthly fee and per-transaction charge instead of a percentage markup. Both models still include underlying payment costs.
No. You also pay the plan’s per-transaction charge and underlying payment costs. Terminal rental is additional where needed. Review Membership pricing for the published plan details.
Your sales, transaction count, card mix and payment setup affect the comparison. Request a quote so we can review your current costs and help you choose the right model.
Explore Cost Plus rates, Membership plans and our payment processing FAQ.
Find the plan that saves your business more on payment processing. Tell us your card sales and how customers pay, and get a clear comparison and custom quote with no obligation.
Get a Custom Quote