Merchant account that makes a difference
Where you get a merchant account makes all the difference to your business
Not all merchant account providers are the same. We go the extra mile and proactively help you to improve billing practices, avoid mistakes, lower fees and increase security. All this from the friendliest payment processor on Earth.
Merchant account features
- Funds go directly into your bank on the same or next day
- Accept credit cards from anywhere in the world
- Visa, MasterCard, AMEX, Discover, China Union Pay, Diners, & JCB
- Supports payments in over 30 different currencies
- Address Verification Service (AVS) and CVV (security code)
- Credit card verification to ensure cards are active and valid
- Comprehensive transaction and settlement reporting
Ways you can accept payments
- Retail at the counter or roaming register
- eCommerce payments
- Recurring billing and SaaS
- Restaurant and pay-at-the-table
- Payments over the phone
- Integration into software and mobile apps
- Back office payments
- Mobile payments via Android and Apple
Merchant account and risk
A merchant account is like to a line of credit for a business. If a merchant has a product problem and cardholders complain which results in them getting their money back (i.e. a chargeback), the merchant account provider is liable for that credit. This is why risk is a key concern for payment processors. The way merchants bill their customers is a top way to determine risk level:
- Future delivery (i.e. delivering products weeks after purchase – read more)
- Quarterly and annual billing (read about the impact of billing cycles)
- Accepting payments for third parties (i.e. payment aggregation)
Clearly Payments works with all the above, but it takes a little more time and details for us to get it right so we both win.
What it takes to get started
- Complete an application (get started here)
- Have a void check or bank letter ready
- If you’re switching from another provider, have 3 months of processing statements
- Approval typically takes 1 business day once we have all information
Industries we support
We provide merchant services for nearly all industries, with a few exceptions, including adult, gaming, liquor, online dating, debt consolidation, credit repair, and bankruptcy attorneys, for example.
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Clearly Payments offers a one-stop-shop for a merchant account and credit card processing. We’ll get you up and running in less than 24 hours.