Payments Research and Industry Data
Maintained to reflect market changes, statistics, network rules, pricing structures, and prevailing cost dynamics.
Most Recent Analysis
Payment Processing for Accountants and Accounting Firms
An accounting firm can finish a tax return on time and still spend weeks collecting the fee. A client forgets a cheque, an invoice gets buried in email, or a monthly bookkeeping payment needs another reminder. Payment processing should make those moments easier without creating more reconciliation work for the
Choosing an Online Payment Gateway
In the world of eCommerce and online payments, one of the crucial decisions that merchants face is selecting the right online payment gateway. An efficient
December 7, 2023
What is a Payment Processor?
In the intricate landscape of payment processing, merchants encounter a myriad of options, each playing a pivotal role in the facilitation of financial transactions. This
December 5, 2023
A Big List of Payment Gateways
In the rapidly evolving world of e-commerce and digital transactions, the choice of a payment gateway is a crucial decision for businesses. A payment gateway
December 3, 2023
Comparison and List of Payment Acquirers, ISOs, and Aggregators
In the intricate landscape of payment processing, merchants are confronted with a choice between three types of payment processors: Acquirers, Independent Sales Organizations (ISOs or
December 1, 2023
Overview of the Open Banking Landscape in Canada for 2024
Canada has been actively engaged in open banking initiatives, aiming to empower consumers with greater control over their financial data and enhance the sophistication and
November 28, 2023
HVAC Industry Overview on Credit Card Payment Processing
In the competitive landscape of the Heating, Ventilation, and Air Conditioning (HVAC) industry, businesses are constantly seeking innovative solutions to enhance their services. One crucial
November 26, 2023
Canadian Payment Trends for 2024: What You Need to Know
As we move into 2024, the world of payment processing will continue to evolve and innovate. Fintech overall is ripe for disruption and is evolving
November 21, 2023
International Merchant Accounts For Cross-Border Payments
In a time defined by globalization, businesses often look to cross international borders for expansion. One pivotal tool that facilitates this global reach is the
November 19, 2023
How Merchants Can Lower Their Credit Card Processing Fees
In the world of business, understanding how to navigate credit card processing fees is essential for financial success. These fees typically range from 1.5% to
November 17, 2023
How HVAC Businesses Can Grow By Accepting Credit Cards
In the HVAC industry, staying ahead of the curve is crucial for success. One such advancement that has revolutionized the way HVAC companies operate is
November 13, 2023
Accepting Credit Cards Help Merchants With Reconciliation
Reconciliation is the process of matching financial records to ensure they align correctly. Credit card statements, with their detailed transaction records, simplify the reconciliation process.
November 10, 2023
Canada’s Payment Regulations and Compliance in 2024
In the dynamic realm of payment processing, rigorous adherence to regulatory requirements is the bedrock of a secure and efficient financial ecosystem. Canada, celebrated for
November 9, 2023
What is Authorization and Capture in Credit Card Processing?
In the fast-paced world of commerce, credit card transactions have become an indispensable part of our daily lives. The convenience and simplicity of swiping a
November 5, 2023
The Rise of P2P Payments
The rise of Peer-to-Peer (P2P) payments is a significant transformation in the world of finance and financial transactions. These payment methods, facilitated by mobile apps
November 2, 2023
What is NFC and Contactless Payments?
In today’s fast-paced and digital-driven world, the way we conduct financial transactions has evolved drastically. One of the most significant advancements in this realm is
October 31, 2023
What is Track 1, 2, and 3 Data in Magnetic Stripe Credit Cards?
In the world of credit cards, security, and data protection are paramount concerns. Credit card fraud is a prevalent and ever-evolving threat, and it’s crucial
October 30, 2023
What is a Good Credit Card Chargeback Rate for Merchants?
Credit card chargebacks are a common concern for merchants. They can impact your bottom line, reputation, and even your ability to accept credit card payments.
October 24, 2023
How do Credit Card Machines Work? Step by Step.
Every day, credit card machines facilitate seamless transactions with a simple tap, insert, or swipe. These devices may appear like magic, but have you ever
October 19, 2023
Growth of Online Payments and eCommerce in 2023
Online payments have grown rapidly in recent years, driven by the increasing popularity of eCommerce, mobile payments, and other digital payment methods. In 2023, the
October 17, 2023
What is SSL in Payments?
Security is of paramount importance in online payments. Customers need to trust that their sensitive financial information is safe and businesses must ensure the integrity
October 15, 2023
How to Accept Credit Card Payments on Your Website
Accepting credit card payments on your website is essential for any business that wants to sell products or services online. It’s a convenient and secure
October 12, 2023