Payments Research and Industry Data

The main cost for merchants to accept credit cards is the interchange fee, a fee paid by merchants to the card-issuing bank each time…

In payments, fraud impacts both businesses and consumers. It can be painful. Among the various types of fraud, “friendly fraud” is rather challenging. Despite…

If you’re a merchant, getting on the MATCH list can feel like hitting a brick wall when it comes to processing payments. In this…

If your business accepts credit cards, chargebacks are a part of doing business. Chargebacks can impact your business’s revenue, reputation, and customer relationships. With…

A Payment Orchestrator is a service that enables businesses to manage and optimize their payment processing by connecting to multiple payment providers and processors…

Contactless payments have rapidly grown in the United States, evolving from a niche technology to a mainstream payment method. As consumers increasingly prioritize convenience…

In 2024, payment processing is more complex and competitive than ever. With the global economy’s increasing digitization, the demand for efficient, cost-effective payment processing…

American Express, the 3rd largest credit card network in the US market, has over 133 million active cards worldwide and an average spend of…

Interchange rates, also known as interchange fees, are the charges paid between banks for the acceptance of card-based transactions. These fees are a critical…

Consumer payment data has become a valuable asset for businesses. Consumer data, primarily gathered from credit card transactions, offers information that can help businesses…

Fraud in payment processing poses a threat to businesses across various industries. Each industry faces unique challenges and vulnerabilities.  This article covers the fraud…

Interchange fees, also known as swipe fees, are charges that merchants pay every time a customer uses a credit or debit card to make…