
Consumers today have more payment options than ever, but debit and credit cards remain the most commonly used methods. As we move through 2025, shifting economic conditions, technology advancements, and changing consumer habits continue to influence payment preferences. This article covers the latest trends in debit and credit card usage,
There is a lot of confusion surrounding credit card processing and merchant accounts. Some of the most common areas of confusion are who sells the
It all Started with the Barter System People used to consider their wealth in terms of possessions (I suppose many still do). This wealth was
We’re here to help you get the best credit card processing. Credit card processing, also known as merchant services, is notoriously difficult to understand. The
PCI is about keeping payments and data secure. The poor handling of payment data and credit card details are a main cause for fraud in
When you’re a business, it’s key that your payment processing system is quick, simple, and secure. Your system needs to provide the ways that your
Businesses need to pay an interchange fee for every credit card transaction. The interchange fee is the majority of the cost to businesses for payment
American Express, also known as AMEX, is a credit card company based in USA and has a long history. Unlike credit cards like Visa and
Credit card processing has several different types of transactions that are used for different scenarios at a point-of-sale. The most common is a “sale”, but
What does ACH and EFT mean? ACH stands for Automated Clearing House, which is an electronic network used for financial transactions in the United States.
Credit cards have become the defacto method for people to pay, especially since 2020. Online shopping, curbside pickup, home delivery, remote payments, and self-serve checkout/payments
Whenever you manually key in a credit card number in a payment terminal, have an online transaction, complete an order over the telephone, process a
Cannabis credit card processing is now available in Canada with Clearly Payments for physical licensed retail locations. Our world class merchant account, credit card machines,
When your business processes a credit card, you will be charged a transaction fee. The majority of that fee is the interchange fee. What is
In payment processing, the two most popular pricing models are flat rate pricing and interchange plus pricing. Interchange plus pricing is also known as cost
Global ecommerce is booming. People are completely comfortable making purchases on their computers or mobile phones. Some would think the aging population stays away from
Credit card machines, also known as payment terminals, are critical for in-person purchases. They act as the point of sale and interaction with your customer.
It can be awkward when you’ve sold items and your customer’s credit card gets declined. The best way to deal with that situation is to
There is a cost for merchants to accept credit cards. You most likely already know this. Payment processors provide the software and hardware, services around
Payment processing companies provide the full service to allow merchants to accept credit cards or debit cards. Some of the more advanced payment processing companies
People generally think that credit card processing is new but the concept was used 200 years ago in the early 1800s. Modern plastic credit cards
The world is reopening. People are starting to explore again. People are traveling and starting to stay in hotels once again. This is great news
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Clearly Payments is a payment processor in Canada. The Clearly Payments name and logo are trademarks of Clearly Payments Inc payment processing in Vancouver, Canada. The Interac name and logo are trademarks of Interac Inc Canada. The Visa, MasterCard, and AMEX logos are trademarks of Visa International, MasterCard International Incorporated, and American Express Company. Clearly Payments is a Registered Partner/ISO of the Canadian Branch of U.S. Bank National Association.