How AI and Real-Time Data Are Changing Merchant Payment Processing
In 2025, the payments landscape is evolving faster than ever, driven by innovations that directly impact merchants’ bottom lines. Global digital payment volume is…
PAYMENTS RESEARCH
Payments Research and Industry Data
Research and practical analysis on payment costs, merchant economics and the technology behind transactions.
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Research archive · Page 5
Escrow and Trust Accounts in Legal Payment Processing
Law firms handle sensitive client funds, including retainers, settlements, and real estate closings. Managing these funds properly is not just good business practice, it…
How GDP Trends Impact the Payments Industry
Economic growth and the payments industry are closely connected. When the economy grows, people and businesses spend more, fueling transaction volume and, in turn,…
Top 10 Largest Industries in the U.S. by Number of Businesses & Revenue
The United States is home to one of the most diverse and dynamic economies in the world, powered by over 33 million businesses across…
Who is the largest payment processing company?
When most people think about credit card payments, names like Visa or Mastercard come to mind. But while these credit card networks provide the…
How to Switch Payment Processors Without Interrupting Your Business
Switching payment processors might sound like a risky move, especially if you’re worried about downtime, lost sales, or technical headaches. But it doesn’t have…
Interchange Plus vs Flat Rate: Which One Saves You More?
If your business accepts credit cards, choosing the right pricing model can have a big impact on your bottom line. The two most common…
100+ Payment Industry Terms Explained in Plain English
The payment industry is packed with jargon that sounds like it was made to confuse you—terms like “interchange optimization,” “chargeback ratio,” and “merchant acquirer”…
An Overview of FedNow and Bank to Bank Transfer Payments in USA
The landscape of payments in the United States is undergoing a rapid transformation. As digital commerce expands and consumer expectations evolve, the demand for…
How Interac eTransfer Works in Canada for Merchants
Interac e-Transfer is one of the most popular ways to send and receive money in Canada. Many consumers use it to pay friends or…
Moneris vs Clearly Payments Side by Side Comparison
Choosing the right payment processor can significantly impact a business’s operational efficiency, customer satisfaction, and bottom line. Two players in the Canadian payment processing…
How to Accept Digital Wallet Payments on your Website
The way customers pay is rapidly evolving. In today’s digital-first world, convenience and speed are top priorities for shoppers—especially online. One of the fastest-growing…
How Tariffs are Impacting Payments and Credit Card Processing
Tariffs — government-imposed taxes on imported goods — are often seen as a supply chain issue. But they also have a ripple effect that…
What are the Most Popular Payment Methods in 2025?
The way people pay has been changing fast since the advent of the internet. In 2025, customers expect faster, safer, and more flexible payment…
Can a Large Merchants Negotiate Lower Payment Processing Rates?
If you’re running a large business and processing a high volume of payments every month, you’re likely wondering if there’s room to reduce your…
How Much Should Merchants Pay for Credit Card Processing in 2025?
Credit card processing fees can seem confusing and overwhelming for many businesses. Whether you’re a small retailer, a restaurant owner, or run an online…
Payment Reconciliation Benchmark Report 2026: Time, Cost & Automation
Clearly Payments Research · 2026 benchmark report A practical guide to the payment reconciliation process, with original planning benchmarks for the time, labour cost…
How Many Online Stores are in the USA in 2025
The growth of eCmmerce has transformed the retail landscape over the last two decades. But in 2025, how many online stores are there in…
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