Payments Research and Industry Data

Somewhere around 75% of adults shop online at least once per month. Shopping over the internet has grown into a big business. The internet is…

In our experience at Clearly Payments, dealerships want a few key things in a payments solution. They want technology that simply works, low rates,…

Card brand fees are part of the payment processing costs that merchants pay. This fee goes directly to the card brands, such as Visa,…

The quick explanation of credit card tokenization is that it is the process where a “phrase” (or token) is used to represent credit card…

Around the year 2020, the usage of contactless payments drastically increased as customers and businesses looked for ways to minimize physical handling of cash…

Both debit cards and credit cards are very popular in Canada. Credit cards are currently the most popular transaction method in Canada, accounting for…

Implementing a hosted payment page is a simple way to offer your customers a safe and convenient way to make online payments while keeping your…

When you accept credit cards as a merchant, batches and settlement are important processes that occur daily to get your funds. When a customer pays…

Any business that has revenue over $100,000 per year and accepts credit cards almost certainly has a merchant account. If you don’t have a…

To get a merchant account, you can go to an acquirer or an ISO (Independent Sales Organization). In summary, acquirers run the transaction processing…

Small businesses are the foundation of the Canadian economy. Most of the 2.5 million businesses in Canada are small businesses. This is one reason…

There is a lot of confusion surrounding credit card processing and merchant accounts. Some of the most common areas of confusion are who sells…