Businesses in the United States and Canada have hundreds of payment processing providers to choose from, including merchant account providers, acquiring banks, payment facilitators, ISOs, and payment platforms. This directory provides a broad list of payment processors serving businesses across North America, along with links to our more detailed comparison guides for businesses actively choosing […]
Moneris is one of Canada’s best-known payment processors, but it isn’t the only option. Canadian businesses comparing payment providers may want to consider pricing structure, contract terms, payment technology, integrations, support and how each provider fits their transaction volume and sales channels. In August 2026, RBC and BMO announced an agreement to sell Moneris to U.S.-based […]
More than $850 billion flowed through Canadian credit cards in 2025. That works out to approximately $2.3 billion every day, $97 million every hour, and more than $26,000 every second. Whether it’s tapping a phone for a morning coffee, paying for groceries, booking a vacation, or subscribing to a streaming service, credit cards have become […]
Key Takeaways Merchant churn can vary by more than 5x depending on vertical, with professional services below 10% annual logo churn while high-risk ecommerce categories are 50% Restaurants frequently experience 25% to 45% annual logo churn, driven by business failures, POS migrations, ownership turnover, and embedded payment switching Ecommerce portfolios often show stronger onboarding growth […]
Choosing the right payment processor in Canada can materially impact your margins. Fees vary widely, contracts can be restrictive, and pricing models are often difficult to compare. This guide breaks down the best payment processors in Canada, including a clear comparison table of fees, features, and real-world costs so you can make a confident decision. […]
Interac remains one of the most important pieces of financial infrastructure in Canada. While global card brands like Visa and MasterCard dominate marketing visibility, Interac powers the majority of everyday debit transactions and an increasingly large share of real-time account-to-account transfers. The data released through 2025 shows something clear: Interac is not stagnant legacy infrastructure. […]
Credit cards dominate consumer spending in North America. In the United States in early 2026, there are about 642 million active credit card accounts and roughly 827 million cards in circulation, with approximately 82% of adults holding at least one credit card. The average U.S. cardholder carries nearly four cards, giving consumers meaningful choice over […]
Checks feel like a legacy payment method, but they continue to move enormous amounts of money in 2026. While check usage volume keeps declining, check payment value remains stubbornly high, particularly in business and government payments. This creates confusion for merchants, journalists, and policymakers who see checks “dying” but still encounter them every day. This […]
Choosing a payment processor is a long-term decision for most businesses. Pricing, contract terms, reliability, and support all matter, especially as transaction volumes grow. Moneris is one of the most well-known payment processors in Canada, but that does not automatically mean it is the right fit for every merchant. This article takes a neutral, practical […]
The U.S. ACH Network has become one of the largest and most reliable electronic payment systems in the world. While credit cards tend to dominate public conversation, ACH is the underlying engine that powers payroll, bill payments, rent, insurance, B2B invoices, government benefits, and an enormous portion of business-to-consumer transfers. In 2025, the ACH Network […]
