What 500 Businesses Told Us About Their Payment Preferences
With so many payment options available — from credit cards to mobile wallets — it can be hard to know which methods are the…
PAYMENTS RESEARCH
Payments Research and Industry Data
Research and practical analysis on payment costs, merchant economics and the technology behind transactions.
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Research archive · Page 7
Credit Cards vs. Crypto: What’s Winning in 2025
In the world of payments, two forces are shaping how we exchange money: credit cards and cryptocurrencies. Both methods have evolved since their inception. …
Adding eCommerce Payments to your WordPress Website
If you’ve ever thought about selling products or services online, adding eCommerce payments to your WordPress website is an essential step. It’s easier than…
Payment Stats That Will Blow Your Mind (and Change Your Strategy)
It’s the end of 2024 and the payments industry isn’t just evolving — it’s undergoing a seismic shift that’s changing how the world does…
Put a “Pay Now” Button to your Website for Payments
A “Pay Now” button on your website simplifies the checkout process, reduces abandoned carts, and ensures a smooth customer experience. Here’s an overview of…
Alternative Payment Methods
Alternative Payment Methods (APMs) have become a big part of today’s evolving fintech landscape, as consumers seek faster, more convenient, and secure ways to…
Reasons Why Credit Cards Get Declined
For merchants, declined credit card transactions are frustrating. This article explores the most common reasons credit cards are declined and provides estimated statistics for…
The Different Ways a Business Can Accept Credit Cards
With over 79% of consumers using credit or debit cards for transactions, businesses that do not accept cards risk losing significant sales. This article…
A Comprehensive Look at Canadian Banks and How They Offer Payment Processing
Some banks have chosen to develop their own in-house payment processing systems, delivering end-to-end services directly to their customers. Other banks have formed strategic…
The Best Way for a Business to Handle Chargeback Management
Chargebacks, while essential for consumer protection, can pose significant challenges to businesses. Mishandling chargebacks leads to financial losses, reputational harm, and can jeopardize your…
What is a BIN in Payment Processing
In payment processing, one component of the payment processing tech stack involving credit or debit cards is the Bank Identification Number or BIN. Although…
Payment Processing USA: 2024 Market Overview
The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology,…
What is Zelle Real-Time Payments in the USA?
Zelle is a fast, convenient way for people in the United States to send and receive money almost instantly, known as a real-time payment…
2024 Payment Methods Report: Overview, Insights, and Statistics
The economy today is tech-driven and payment methods are a key part of that paradigm. From traditional options like credit cards to emerging solutions…
What Canadian Merchants Need to Know About International Payment Processing
As Canadian businesses look to expand internationally, one crucial component of successful growth is handling cross-border payments smoothly and efficiently. Selling products and services…
How a High Risk Merchant Account Works
When running a business, accepting payments is a must, but for some industries, it isn’t as simple as swiping a card. Some businesses are…
How a PIN Works on Credit Cards and Debit Cards
As a merchant, understanding how a PIN (Personal Identification Number) works with credit and debit card transactions is essential for running a secure and…
How Loyalty Programs Work with Payment Processors
Loyalty programs have become an integral part of shopping, offering businesses a way to build stronger customer relationships, increase retention, and drive sales. Loyalty programs…
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