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Contactless payments have rapidly grown in the United States, evolving from a niche technology to a mainstream payment method. As consumers increasingly prioritize convenience and security, the adoption of contactless payments has surged, making it a big player in the payments industry. Here’s a snapshot of some of the key
The world of credit card processing and merchant accounts can be confusing, with various types of organizations involved and complex fee structures. Merchant accounts are
If you’re the owner of a payments business (i.e. ISO), you may be wondering if it’s the right time to sell. While the decision to
Payment processing and point-of-sale systems can be complex and frustrating at times. The Toronto Star article titled “All Stick, No Carrot: Store Owner Balks at
Digital payments have become the norm over the past 10 year. Technology like the internet and mobile devices, along with the push to online shopping
In the world of payment processing, two key terms frequently arise: card-present (CP) and card-not-present (CNP). These terms describe the presence or absence of the
MCC stands for Merchant Category Code. It is a four-digit number assigned to businesses to categorize the type of goods or services they offer. The
Payment processing is an important part of any business that deals with transactions, whether it’s a brick-and-mortar store or an online e-commerce website. Payment processors
Credit card processing has become an essential part of business, allowing businesses to accept electronic payments from customers conveniently. It’s important for merchants to have
As a business owner, payment processing fees can quickly add up and impact your bottom line. The good news is that in both Canada and
PAD stands for “Pre-Authorized Debit” which is sometimes called direct debit. It is a type of payment method that allows customers to give permission for
In today’s digital age, governments at various levels face the challenge of efficiently managing payment processing for a multitude of services, including taxes, fines, licenses,
Interchange plus pricing, which the pricing model Clearly Payments uses, is a payment processing model that has become increasingly popular in recent years. It is
Credit card networks, like Visa and MasterCard, play an essential role in enabling millions of people to make digital payments across the world. Credit card
Having a bias for action is a company value for Clearly Payments. Simply put, a bias for action means taking action quickly and decisively in order
Breaking a contract without penalty can be a challenging and time-consuming process. However, for Canadian merchants who are looking to get out of their merchant
Chip and PIN is a payment processing technology that has become increasingly popular in recent years. This technology is designed to provide an additional layer
One of the core values of Clearly Payments is independent thinking. In the fast-paced and highly competitive world of business, we believe the ability to
Accepting credit cards has become a common practice for businesses of all sizes. While cash and checks were once the primary forms of payment, credit
Getting approved for a merchant account is a crucial step for businesses looking to accept credit card payments from their customers. A merchant account allows you
Interchange rates are fees merchants pay to credit card issuers and payment networks every time a customer uses a credit card to make a purchase. These
The payment processing market is estimated to reach $248.93 billion by 2028, growing at a good rate of 14.5% per year. The growth can partly
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Clearly Payments is a payment processor in Canada. The Clearly Payments name and logo are trademarks of Clearly Payments Inc payment processing in Vancouver, Canada. The Interac name and logo are trademarks of Interac Inc Canada. The Visa, MasterCard, and AMEX logos are trademarks of Visa International, MasterCard International Incorporated, and American Express Company. Clearly Payments is a Registered Partner/ISO of the Canadian Branch of U.S. Bank National Association.