Credit cards dominate consumer spending in North America. In the United States in early 2026, there are about 642 million active credit card accounts and roughly 827 million cards in circulation, with approximately 82% of adults holding at least one credit card. The average U.S. cardholder carries nearly four cards,
Law firms handle sensitive client funds, including retainers, settlements, and real estate closings. Managing these funds properly is not just good business practice, it is
Economic growth and the payments industry are closely connected. When the economy grows, people and businesses spend more, fueling transaction volume and, in turn, payment
The United States is home to one of the most diverse and dynamic economies in the world, powered by over 33 million businesses across a
When most people think about credit card payments, names like Visa or Mastercard come to mind. But while these credit card networks provide the infrastructure
Switching payment processors might sound like a risky move, especially if you’re worried about downtime, lost sales, or technical headaches. But it doesn’t have to
If your business accepts credit cards, choosing the right pricing model can have a big impact on your bottom line. The two most common options
The payment industry is packed with jargon that sounds like it was made to confuse you—terms like “interchange optimization,” “chargeback ratio,” and “merchant acquirer” get
The landscape of payments in the United States is undergoing a rapid transformation. As digital commerce expands and consumer expectations evolve, the demand for faster,
Interac e-Transfer is one of the most popular ways to send and receive money in Canada. Many consumers use it to pay friends or family.
Choosing the right payment processor can significantly impact a business’s operational efficiency, customer satisfaction, and bottom line. Two players in the Canadian payment processing industry
The way customers pay is rapidly evolving. In today’s digital-first world, convenience and speed are top priorities for shoppers—especially online. One of the fastest-growing payment
Tariffs — government-imposed taxes on imported goods — are often seen as a supply chain issue. But they also have a ripple effect that extends
The way people pay has been changing fast since the advent of the internet. In 2025, customers expect faster, safer, and more flexible payment options—both
If you’re running a large business and processing a high volume of payments every month, you’re likely wondering if there’s room to reduce your payment
Credit card processing fees can seem confusing and overwhelming for many businesses. Whether you’re a small retailer, a restaurant owner, or run an online store,
In payments and finance, one of the most important activities that businesses perform is reconciliation. While it may sound like a complex term, reconciliation is
The growth of eCmmerce has transformed the retail landscape over the last two decades. But in 2025, how many online stores are there in the
Credit card processing fees can be confusing for many businesses. Understanding how to calculate your true processing rate is key to managing your costs and
Payments may seem like a back-office function, but for enterprises, they can quietly eat into margins, frustrate customers, and bog down operations. Whether you’re dealing
Credit card processing fees are a cost of doing business, but that doesn’t mean you can’t reduce them. In 2025, the average business pays between
Payment processing is a major part of business operations, influencing cash flow, customer satisfaction, and overall efficiency. However, the methods and preferences for processing payments