Switching payment processors might sound like a risky move, especially if you’re worried about downtime, lost sales, or technical headaches. But it doesn’t have to be. With the right plan and partner, you can move to a better payments solution without interrupting your business. At Clearly Payments, we’ve helped hundreds
A merchant account is similar to a bank loan. It provides credit to a business. It is credit because after a customer swipes their credit
Reading credit card statements is complicated. There is no standard and there are no regulations enforcing a pricing method. There is a credit card processing
Getting good rates from a credit card processor is tough but not impossible. It can be complicated to understand your rates. Credit card processing has
You need to make sure you have good rates as a merchant. If you don’t have good credit card processing rates, it means less cash
RMTs (Registered Massage Therapists) and general massage therapists are in a competitive business. The core of a successful RMT is repeat business. When you have
First, just because a payment processor says they will get you 1.54% rates does not mean that is what you will pay. It’s unfortunate but
Accept credit cards with Clearly Payments and we’ll show you how much we make. We do that to keep us aligned with our mission which
If there is one point you should take from this article, it is that Interchange Plus pricing is by far the most merchant friendly pricing
Quite often, you need a payment processor. If you are accepting credit card or debit cards you will need a payment processor. If you also
It is unfortunate but sometimes there are issues in payments and credit card processing. They range from small annoyances to mission critical problems. Here’s some
Accepting credit cards cost money for a business. That is likely the the main reason a business might not want to accept credit cards. It
Interchange plus pricing, sometimes called cost plus, is one of the common ways that payment processors price their services for merchants. There are two other
There is a long history of retailers or financial institutions providing credit for customers. In the 1800s and early 1900s, imagine going into your local
The payment processing industry is a sector of the financial industry that handles electronic payment transactions. It includes companies that provide payment processing services, such
It’s been a decade long trend. People are using cash less in favour of credit card and debit card payments. It’s a trend that will
Chargebacks can have negative implications for merchants. They result in financial losses as the revenue from the sale is lost along with associated fees. Dealing
A return policy is a must. Whether you allow returns or you don’t, a policy should be clear. There are statistics out there that around
When you’re in payments, you’re in an industry with thousands of competitors in a complex value chain. In fact, most of the industry involves just
Future delivery is an important situation for some merchants in payment processing. It’s good to know how to deal with it and your payment processing
Payment aggregators (aka third-party processors) are service providers that allow other businesses to accept credit cards without having to set up a merchant account. They
Billing cycles are one of the most important components that payment processors use to determine the risk level of a business. They determine the risk
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Clearly Payments is a payment processor in Canada. The Clearly Payments name and logo are trademarks of Clearly Payments Inc payment processing in Vancouver, Canada. The Interac name and logo are trademarks of Interac Inc Canada. The Visa, MasterCard, and AMEX logos are trademarks of Visa International, MasterCard International Incorporated, and American Express Company. Clearly Payments is a Registered Partner/ISO of the Canadian Branch of U.S. Bank National Association.