What is the Average Transaction Size in Payments by Sector in 2025?
In 2025, the average transaction size, sometimes called average order value (AOV) or average ticket, or average transaction size (ATS), varies a lot by…
PAYMENTS RESEARCH
Payments Research and Industry Data
Research and practical analysis on payment costs, merchant economics and the technology behind transactions.
Latest research
Research archive · Page 4
The Payments Ecosystem in 2025: Processors, Acquirers, ISOs, Fraud Solutions, & Merchant Services
Every time a consumer taps their phone, swipes a card, or clicks “buy now,” they trigger one of the world’s most complex financial systems.…
How Big Is the Payment Processing Market by Region in 2025?
The payment processing industry is the engine of global commerce. In 2025, the sector is projected to generate between $60 billion and $140 billion…
How Long Does It Take Merchants to Get Paid from Credit Card Sales?
When a customer pays by credit card, the money does not instantly appear in the merchant’s bank account. Instead, transactions must go through several…
How Many Businesses in the US and Canada Accept Credit Cards in 2025?
Credit cards are one of the most widely used payment methods in North America. For consumers, they provide convenience, security, and rewards. For merchants,…
How to Slash Credit Card Processing Fees in 2025: A Merchant’s Guide to Transparent Payment Solutions
In 2025, merchants are projected to lose over $120 billion globally to credit card processing fees and chargebacks, yet 70% of businesses overpay due…
Inside the World of Organized Credit Card Fraud: Losses, Tactics, and Real Cases
Credit card fraud is not just the work of isolated criminals. Today, much of it is driven by organized fraud rings, sophisticated groups that…
Visa Chargeback Monitoring Program (VCMP): What Merchants Need to Know
Chargebacks are one of the most expensive challenges in payments. They don’t just mean lost revenue; they also come with fees, operational costs, and…
Payment Gateway Integration Guide for Small Businesses
If you run a business that accepts payments online, the way your checkout works can determine whether a sale is completed or lost. Customers…
Payment Compliance: What Canada Merchants Need to Know in 2025
For Canadian merchants, payment compliance has become a cornerstone of doing business in 2025. As digital payments grow and fraud attempts increase, regulators are…
PCI DSS 4.0: Facts and Compliance Insights in 2025
The Payment Card Industry Data Security Standard (PCI DSS) has always been the backbone of protecting cardholder data. With the release of PCI DSS…
Payment Compliance: What U.S. Merchants Need to Know in 2025
In payments, staying compliant isn’t optional; it’s a core part of running a sustainable business. For U.S. merchants, the rules around payment security, fraud…
Credit Card Fraud in Canada: Latest 2024 Statistics, Trends & Prevention Tips
In 2024, Canadians reported over CAD $638 million in fraud losses, according to the Canadian Anti-Fraud Centre (CAFC). Credit card and payment fraud remain…
Credit Card Fraud Statistics in 2024 for USA
In 2024, U.S. consumers suffered over $12.5 billion in fraud losses, a 25% increase from 2023. Credit‑card fraud remained the most prevalent form of identity…
How Many Credit Cards Are in the USA in 2025 and Other Statistics?
In 2025, the United States remains the world’s largest credit card market, with more than 631 million active credit card accounts and total revolving…
How Many Credit Cards Are in Canada in 2025? Key Stats and Trends
In 2025, Canada continues to be one of the most credit-active countries in the world, with an extremely high penetration of credit cards among…
A Merchant’s Guide to Payment Compliance in 2025
In 2025, staying compliant with payment rules is essential for businesses of every size. Card networks like Visa and Mastercard are enforcing stricter standards,…
The Hidden World of High-Risk Payments in Canada : 2025 Report
While the majority of Canadian businesses operate in straightforward industries like retail, services, and hospitality, a growing segment exists in the shadows of the…
Looking up a payment term? Explore the Payment Glossary or the Resources library.