Maintained to reflect market changes, statistics, network rules, pricing structures, and prevailing cost dynamics.
Merchants not only “overpay” because they chose the wrong provider. They overpay because their pricing model is opaque, their card mix drifts toward premium and commercial cards, and small “leaks” like downgrades, cross border fees, and unnecessary add-ons quietly stack up. In 2026, lowering your effective rate is still very
Open banking has the potential to have a significant impact on payments and payment processing. As a quick background, Open banking is a concept that allows
Credit card processing is an essential part of modern business operations. As more customers choose to pay with credit cards, merchants need to understand how
Payment processors in North America include companies that provide businesses with the ability to accept electronic payments from customers in both the United States and
Interac is a Canadian-based interbank network allowing customers to access their funds through ATMs, point-of-sale terminals (POS), and sometimes online shopping. It is a non-profit
The plumbing industry has seen a rise in the use of credit card processing as a means of accepting payments from consumers and businesses (B2B
We are here to help merchants reduce their credit card processing fees. It’s the core mission of Clearly Payments. The payments industry is tough to
Securing a merchant account is a crucial step for businesses that want to accept credit card payments from their customers. The process of getting approved
The number of merchants using hosted payment pages is difficult to estimate accurately, as there are many different payment processors and gateways that offer this
A payment processing partnership is a business relationship between two companies that enables them to offer payment processing services to their customers. Payment processing is
The heating and HVAC industry is one of the essential service providers and is a multi-billion dollar industry. Whether it is to install new equipment
Debit cards have had a steady evolution from the early days of electronic funds transfer to the widely accepted payment method we know today. Debit
When it comes to accepting online payments, businesses have two main options: a merchant account and an aggregator account. Both these options provide the necessary
The 2023 Canada Winter Games is being hosted by Prince Edward Island. From February 18 to March 5, there will be more than 3,600 athletes,
Online payment processing companies are businesses that facilitate electronic payments for goods and services over the internet. This can be with computers, laptops, mobile phones,
Interchange rates are fees that merchants pay to the banks that issue credit cards for processing payments. These rates vary depending on the type of
The B2B (business to business) payments market globally was valued at over $900 Billion in 2022 and is growing at over 10% per year. It’s
Interchange rates are fees that merchants pay to credit card processors and issuing banks for accepting credit card payments. The fee is based on things such
Credit card fraud is a widespread issue that affects millions of people globally each year. The amount of credit card fraud is difficult to quantify
Cryptocurrency has been gaining significant attention in recent years. One of the main uses of cryptocurrency is as a form of transferring value: payments. But
Interchange fees are the biggest part of the fees that merchants pay whenever a credit card is used for a transaction at their business. This
Self-Assessment Questionnaire (SAQ) is used by merchants and service providers in the credit card payment industry to evaluate the security of their payment processing systems.