Chargebacks are one of the most expensive challenges in payments. They don’t just mean lost revenue; they also come with fees, operational costs, and potential damage to your ability to accept credit cards. To help manage excessive chargebacks, Visa created the Visa Chargeback Monitoring Program (VCMP). If your business processes
If you run a business that accepts payments online, the way your checkout works can determine whether a sale is completed or lost. Customers expect
For Canadian merchants, payment compliance has become a cornerstone of doing business in 2025. As digital payments grow and fraud attempts increase, regulators are tightening
The Payment Card Industry Data Security Standard (PCI DSS) has always been the backbone of protecting cardholder data. With the release of PCI DSS v4.0
In payments, staying compliant isn’t optional; it’s a core part of running a sustainable business. For U.S. merchants, the rules around payment security, fraud prevention,
In 2024, Canadians reported over CAD $638 million in fraud losses, according to the Canadian Anti-Fraud Centre (CAFC). Credit card and payment fraud remain major
In 2024, U.S. consumers suffered over $12.5 billion in fraud losses, a 25% increase from 2023. Credit‑card fraud remained the most prevalent form of identity theft,
In 2025, the United States remains the world’s largest credit card market, with more than 631 million active credit card accounts and total revolving credit
In 2025, Canada continues to be one of the most credit-active countries in the world, with an extremely high penetration of credit cards among its
In 2025, staying compliant with payment rules is essential for businesses of every size. Card networks like Visa and Mastercard are enforcing stricter standards, regulators
While the majority of Canadian businesses operate in straightforward industries like retail, services, and hospitality, a growing segment exists in the shadows of the payments
In 2025, the payments landscape is evolving faster than ever, driven by innovations that directly impact merchants’ bottom lines. Global digital payment volume is expected
Law firms handle sensitive client funds, including retainers, settlements, and real estate closings. Managing these funds properly is not just good business practice, it is
Economic growth and the payments industry are closely connected. When the economy grows, people and businesses spend more, fueling transaction volume and, in turn, payment
The United States is home to one of the most diverse and dynamic economies in the world, powered by over 33 million businesses across a
When most people think about credit card payments, names like Visa or Mastercard come to mind. But while these credit card networks provide the infrastructure
Switching payment processors might sound like a risky move, especially if you’re worried about downtime, lost sales, or technical headaches. But it doesn’t have to
If your business accepts credit cards, choosing the right pricing model can have a big impact on your bottom line. The two most common options
The payment industry is packed with jargon that sounds like it was made to confuse you—terms like “interchange optimization,” “chargeback ratio,” and “merchant acquirer” get
The landscape of payments in the United States is undergoing a rapid transformation. As digital commerce expands and consumer expectations evolve, the demand for faster,
Interac e-Transfer is one of the most popular ways to send and receive money in Canada. Many consumers use it to pay friends or family.
Choosing the right payment processor can significantly impact a business’s operational efficiency, customer satisfaction, and bottom line. Two players in the Canadian payment processing industry