Chargebacks are one of the most expensive challenges in payments. They don’t just mean lost revenue; they also come with fees, operational costs, and potential damage to your ability to accept credit cards. To help manage excessive chargebacks, Visa created the Visa Chargeback Monitoring Program (VCMP). If your business processes
The way customers pay is rapidly evolving. In today’s digital-first world, convenience and speed are top priorities for shoppers—especially online. One of the fastest-growing payment
Tariffs — government-imposed taxes on imported goods — are often seen as a supply chain issue. But they also have a ripple effect that extends
The way people pay has been changing fast since the advent of the internet. In 2025, customers expect faster, safer, and more flexible payment options—both
If you’re running a large business and processing a high volume of payments every month, you’re likely wondering if there’s room to reduce your payment
Credit card processing fees can seem confusing and overwhelming for many businesses. Whether you’re a small retailer, a restaurant owner, or run an online store,
In payments and finance, one of the most important activities that businesses perform is reconciliation. While it may sound like a complex term, reconciliation is
The growth of eCmmerce has transformed the retail landscape over the last two decades. But in 2025, how many online stores are there in the
Credit card processing fees can be confusing for many businesses. Understanding how to calculate your true processing rate is key to managing your costs and
Payments may seem like a back-office function, but for enterprises, they can quietly eat into margins, frustrate customers, and bog down operations. Whether you’re dealing
Credit card processing fees are a cost of doing business, but that doesn’t mean you can’t reduce them. In 2025, the average business pays between
Payment processing is a major part of business operations, influencing cash flow, customer satisfaction, and overall efficiency. However, the methods and preferences for processing payments
The journey of a business from inception to longevity is a brutal test of endurance. In the U.S.A., nearly 20% of new ventures don’t make
As of March 2025, the United States maintains a diverse business landscape, with approximately 33.2 million businesses across various industries. This analysis covers the distribution
A credit card transaction is a process involving multiple entities, complex technology, and rigorous security protocols. It occurs in a matter of seconds but consists
In retail, having an efficient and reliable payment system is key for business success. Retailers need solutions that are not only secure and flexible but
For many small businesses, payment processing fees are a significant expense that eats into profits. Whether you run a retail store, an e-commerce business, or
Ecommerce in 2025 is bigger and faster than ever. Global online sales are expected to hit $8.3 trillion, growing by more than 55% since 2021.
If you’ve been shopping lately, you’ve probably noticed that cash registers are becoming a thing of the past. Today’s retailers are using sleek, digital point-of-sale
In 2025, digital wallets aren’t just a payment option — they’re the preferred way to pay for millions worldwide. More than 5.2 billion people now
Consumers today have more payment options than ever, but debit and credit cards remain the most commonly used methods. As we move through 2025, shifting
Many business owners don’t realize that payment processing is a little more complex than it seems. From hidden fees to chargeback risks, there’s a lot