In 2025, Canada continues to be one of the most credit-active countries in the world, with an extremely high penetration of credit cards among its population. Canadians use credit cards not only for convenience and rewards but increasingly for essential purchases and to manage cost-of-living pressures. This report explores the
Payments may seem like a back-office function, but for enterprises, they can quietly eat into margins, frustrate customers, and bog down operations. Whether you’re dealing
Credit card processing fees are a cost of doing business, but that doesn’t mean you can’t reduce them. In 2025, the average business pays between
Payment processing is a major part of business operations, influencing cash flow, customer satisfaction, and overall efficiency. However, the methods and preferences for processing payments
The journey of a business from inception to longevity is a brutal test of endurance. In the U.S.A., nearly 20% of new ventures don’t make
As of March 2025, the United States maintains a diverse business landscape, with approximately 33.2 million businesses across various industries. This analysis covers the distribution
A credit card transaction is a process involving multiple entities, complex technology, and rigorous security protocols. It occurs in a matter of seconds but consists
In retail, having an efficient and reliable payment system is key for business success. Retailers need solutions that are not only secure and flexible but
For many small businesses, payment processing fees are a significant expense that eats into profits. Whether you run a retail store, an e-commerce business, or
Ecommerce in 2025 is bigger and faster than ever. Global online sales are expected to hit $8.3 trillion, growing by more than 55% since 2021.
If you’ve been shopping lately, you’ve probably noticed that cash registers are becoming a thing of the past. Today’s retailers are using sleek, digital point-of-sale
In 2025, digital wallets aren’t just a payment option — they’re the preferred way to pay for millions worldwide. More than 5.2 billion people now
Consumers today have more payment options than ever, but debit and credit cards remain the most commonly used methods. As we move through 2025, shifting
Many business owners don’t realize that payment processing is a little more complex than it seems. From hidden fees to chargeback risks, there’s a lot
The credit card industry is one of the most profitable and complex financial sectors in the world. Credit cards are used by billions of people
Enterprise Resource Planning (ERP) systems are the backbone of many organizations, streamlining operations, centralizing data, and improving decision-making. Integrating payment systems with ERPs has become
Government agencies face mounting pressure to provide efficient, secure, and accessible payment options for their services, agencies, and constituents. Old payment systems are more than
If you run a business, you’re aware of the basic fees for accepting credit card payments. You might even know that there’s something called an
With so many payment options available — from credit cards to mobile wallets — it can be hard to know which methods are the best
In the world of payments, two forces are shaping how we exchange money: credit cards and cryptocurrencies. Both methods have evolved since their inception. Credit
If you’ve ever thought about selling products or services online, adding eCommerce payments to your WordPress website is an essential step. It’s easier than you
It’s the end of 2024 and the payments industry isn’t just evolving — it’s undergoing a seismic shift that’s changing how the world does business.
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Clearly Payments is a payment processor in Canada. The Clearly Payments name and logo are trademarks of Clearly Payments Inc payment processing in Vancouver, Canada. The Interac name and logo are trademarks of Interac Inc Canada. The Visa, MasterCard, and AMEX logos are trademarks of Visa International, MasterCard International Incorporated, and American Express Company. Clearly Payments is a Registered Partner/ISO of the Canadian Branch of U.S. Bank National Association.