Payments Research and Industry Data

Maintained to reflect market changes, statistics, network rules, pricing structures, and prevailing cost dynamics.

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Why Merchant Acquiring is Consolidating Around Distribution, Not Technology

Why Merchant Acquiring is Consolidating Around Distribution, Not Technology

The payments industry has spent decades investing in technology. Processors built massive infrastructure platforms. Acquirers invested billions in connectivity, security, compliance, hardware certifications, and payment network integrations. The companies with the largest technology investments generally won because they could process transactions more efficiently, more reliably, and at greater scale than

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Get a Merchant Account in Canada

Get a Merchant Account in Canada

Merchant accounts offer businesses a range of advantages. They enable businesses to accept credit and debit card payments, accommodating customers who prefer cashless transactions. This

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Credit card fraud in 2023

Credit Card Fraud in 2023

In an era dominated by technological advancements and online transactions, credit card fraud has emerged as a significant threat to individuals and businesses alike. As

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What is MOTO in credit card payment processing?

What is MOTO in Payment Processing?

MOTO payments refer to credit card transactions where customers provide their payment details via mail, telephone, or other non-face-to-face methods to complete a purchase. Credit

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Multi-MID merchant accounts

Multi-MID Merchant Accounts

Businesses that accept credit cards are continuously seeking ways to streamline their operations and maximize efficiency. That’s what you do to build a company. One

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What is a Merchant ID (MID)?

In today’s digital age, electronic payment methods have become increasingly prevalent in our daily lives. Whether it’s swiping a credit card, making an online purchase,

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How merchants can dispute a chargeback in payments

How Merchants Can Dispute a Chargeback

Chargebacks can pose significant challenges for merchants, impacting their revenue, reputation, and overall business operations. However, merchants have the opportunity to dispute chargebacks and present

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