In 2025, Canada continues to be one of the most credit-active countries in the world, with an extremely high penetration of credit cards among its population. Canadians use credit cards not only for convenience and rewards but increasingly for essential purchases and to manage cost-of-living pressures. This report explores the
In 2025, staying compliant with payment rules is essential for businesses of every size. Card networks like Visa and Mastercard are enforcing stricter standards, regulators
While the majority of Canadian businesses operate in straightforward industries like retail, services, and hospitality, a growing segment exists in the shadows of the payments
In 2025, the payments landscape is evolving faster than ever, driven by innovations that directly impact merchants’ bottom lines. Global digital payment volume is expected
Law firms handle sensitive client funds, including retainers, settlements, and real estate closings. Managing these funds properly is not just good business practice, it is
Economic growth and the payments industry are closely connected. When the economy grows, people and businesses spend more, fueling transaction volume and, in turn, payment
The United States is home to one of the most diverse and dynamic economies in the world, powered by over 33 million businesses across a
When most people think about credit card payments, names like Visa or Mastercard come to mind. But while these credit card networks provide the infrastructure
Switching payment processors might sound like a risky move, especially if you’re worried about downtime, lost sales, or technical headaches. But it doesn’t have to
If your business accepts credit cards, choosing the right pricing model can have a big impact on your bottom line. The two most common options
The payment industry is packed with jargon that sounds like it was made to confuse you—terms like “interchange optimization,” “chargeback ratio,” and “merchant acquirer” get
The landscape of payments in the United States is undergoing a rapid transformation. As digital commerce expands and consumer expectations evolve, the demand for faster,
Interac e-Transfer is one of the most popular ways to send and receive money in Canada. Many consumers use it to pay friends or family.
Choosing the right payment processor can significantly impact a business’s operational efficiency, customer satisfaction, and bottom line. Two players in the Canadian payment processing industry
The way customers pay is rapidly evolving. In today’s digital-first world, convenience and speed are top priorities for shoppers—especially online. One of the fastest-growing payment
Tariffs — government-imposed taxes on imported goods — are often seen as a supply chain issue. But they also have a ripple effect that extends
The way people pay has been changing fast since the advent of the internet. In 2025, customers expect faster, safer, and more flexible payment options—both
If you’re running a large business and processing a high volume of payments every month, you’re likely wondering if there’s room to reduce your payment
Credit card processing fees can seem confusing and overwhelming for many businesses. Whether you’re a small retailer, a restaurant owner, or run an online store,
In payments and finance, one of the most important activities that businesses perform is reconciliation. While it may sound like a complex term, reconciliation is
The growth of eCmmerce has transformed the retail landscape over the last two decades. But in 2025, how many online stores are there in the
Credit card processing fees can be confusing for many businesses. Understanding how to calculate your true processing rate is key to managing your costs and
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Clearly Payments is a payment processor in Canada. The Clearly Payments name and logo are trademarks of Clearly Payments Inc payment processing in Vancouver, Canada. The Interac name and logo are trademarks of Interac Inc Canada. The Visa, MasterCard, and AMEX logos are trademarks of Visa International, MasterCard International Incorporated, and American Express Company. Clearly Payments is a Registered Partner/ISO of the Canadian Branch of U.S. Bank National Association.