Getting the lowest credit card processing fees in Canada
Getting good rates from a credit card processor is tough but not impossible. It can be complicated to understand your rates. Credit card processing…
PAYMENTS RESEARCH
Payments Research and Industry Data
Research and practical analysis on payment costs, merchant economics and the technology behind transactions.
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Research archive · Page 24
The top tricks for Canadian credit card processing companies
You need to make sure you have good rates as a merchant. If you don’t have good credit card processing rates, it means less…
Payment processing for RMTs
RMTs (Registered Massage Therapists) and general massage therapists are in a competitive business. The core of a successful RMT is repeat business. When you…
Ways to get the cheapest pricing in payment processing
First, just because a payment processor says they will get you 1.54% rates does not mean that is what you will pay. It’s unfortunate…
We’ll show you how much we make
Accept credit cards with Clearly Payments and we’ll show you how much we make. We do that to keep us aligned with our mission…
Interchange Plus Pricing for Merchant Accounts
If there is one point you should take from this article, it is that Interchange Plus pricing is by far the most merchant friendly…
How to choose the best payment processor
Quite often, you need a payment processor. If you are accepting credit card or debit cards you will need a payment processor. If you…
When credit card processing goes bad
It is unfortunate but sometimes there are issues in payments and credit card processing. They range from small annoyances to mission critical problems. Here’s…
Top reasons businesses should accept credit cards
Accepting credit cards cost money for a business. That is likely the main reason a business might not want to accept credit cards. It…
What is interchange plus in payment processing?
Interchange plus pricing, sometimes called cost plus, is one of the common ways that payment processors price their services for merchants. There are two…
History of Credit Cards
There is a long history of retailers or financial institutions providing credit for customers. In the 1800s and early 1900s, imagine going into your…
Credit card and payment processing industry overview
The payment processing industry is a sector of the financial industry that handles electronic payment transactions. It includes companies that provide payment processing services,…
Declining use of cash. Cash vs Credit Cards.
It’s been a decade long trend. People are using cash less in favour of credit card and debit card payments. It’s a trend that…
What is a chargeback in payment processing?
Chargebacks can have negative implications for merchants. They result in financial losses as the revenue from the sale is lost along with associated fees.…
How to create a return policy
A return policy is a must. Whether you allow returns or you don’t, a policy should be clear. There are statistics out there that…
What are basis points?
When you’re in payments, you’re in an industry with thousands of competitors in a complex value chain. In fact, most of the industry involves…
Future delivery and payment processing
Future delivery is an important situation for some merchants in payment processing. It’s good to know how to deal with it and your payment…
What you need to know about payment aggregation
Payment aggregators (aka third-party processors) are service providers that allow other businesses to accept credit cards without having to set up a merchant account. …
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