Payments Research and Industry Data

Maintained to reflect market changes, statistics, network rules, pricing structures, and prevailing cost dynamics.

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What Are Level 2 and Level 3 Interchange Programs?

What Are Level 2 and Level 3 Interchange Programs?

If your business accepts payments from other businesses, government agencies, or large organizations, you may be paying more in credit card processing fees than necessary. Many companies are unaware that Visa and Mastercard offer special interchange programs for commercial card transactions. Known as Level 2 and Level 3 processing, these

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A Merchant's Guide for AMEX and its Fees

A Merchant’s Guide for AMEX and its Fees

In payment processing, American Express (Amex) has historically been considered a less-preferred option for merchants due to higher transaction rates and perceived complexities. However, a transformative

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What is a Payment Processor?

What is a Payment Processor?

In the intricate landscape of payment processing, merchants encounter a myriad of options, each playing a pivotal role in the facilitation of financial transactions. This

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