Payments Research and Industry Data

The main cost for merchants to accept credit cards is the interchange fee, a fee paid by merchants to the card-issuing bank each time a

In payments, fraud impacts both businesses and consumers. It can be painful. Among the various types of fraud, “friendly fraud” is rather challenging. Despite its

If you’re a merchant, getting on the MATCH list can feel like hitting a brick wall when it comes to processing payments. In this article,

If your business accepts credit cards, chargebacks are a part of doing business. Chargebacks can impact your business’s revenue, reputation, and customer relationships. With rising

A Payment Orchestrator is a service that enables businesses to manage and optimize their payment processing by connecting to multiple payment providers and processors through

Contactless payments have rapidly grown in the United States, evolving from a niche technology to a mainstream payment method. As consumers increasingly prioritize convenience and

In 2024, payment processing is more complex and competitive than ever. With the global economy’s increasing digitization, the demand for efficient, cost-effective payment processing solutions

American Express, the 3rd largest credit card network in the US market, has over 133 million active cards worldwide and an average spend of $23,500

Interchange rates, also known as interchange fees, are the charges paid between banks for the acceptance of card-based transactions. These fees are a critical component

Consumer payment data has become a valuable asset for businesses. Consumer data, primarily gathered from credit card transactions, offers information that can help businesses enhance

Fraud in payment processing poses a threat to businesses across various industries. Each industry faces unique challenges and vulnerabilities.  This article covers the fraud risks

Interchange fees, also known as swipe fees, are charges that merchants pay every time a customer uses a credit or debit card to make a

Embedded payments is about integrating payment processing capabilities directly into software applications, websites, and services to provide a seamless and customizable user experience.  As a

Winning chargeback disputes is important for merchants because chargebacks take time to deal with and lead to financial losses and increased processing fees. Here’s a

Chargeback disputes represent a growing challenge for merchants and financial institutions. Originating as a consumer protection mechanism, chargebacks were designed to ensure customers could dispute

Any modern payment gateway has a robust set of APIs (Application Programming Interfaces), along with clear documentation. These APIs allow mobile apps, websites, software platforms,