Payments Research and Industry Data
Maintained to reflect market changes, statistics, network rules, pricing structures, and prevailing cost dynamics.
Most Recent Analysis
Payment Processing for Accountants and Accounting Firms
An accounting firm can finish a tax return on time and still spend weeks collecting the fee. A client forgets a cheque, an invoice gets buried in email, or a monthly bookkeeping payment needs another reminder. Payment processing should make those moments easier without creating more reconciliation work for the
What are the Most Popular Payment Methods in 2025?
The way people pay has been changing fast since the advent of the internet. In 2025, customers expect faster, safer, and more flexible payment options—both
April 28, 2025
Can a Large Merchants Negotiate Lower Payment Processing Rates?
If you’re running a large business and processing a high volume of payments every month, you’re likely wondering if there’s room to reduce your payment
April 24, 2025
How Much Should Merchants Pay for Credit Card Processing in 2025?
Credit card processing fees can seem confusing and overwhelming for many businesses. Whether you’re a small retailer, a restaurant owner, or run an online store,
April 21, 2025
What Is Payment Reconciliation? Process and Examples
Payment reconciliation connects what a business sold with what it collected and what reached the bank. It checks that invoices or sales records agree with
April 17, 2025
How Many Online Stores are in the USA in 2025
The growth of eCmmerce has transformed the retail landscape over the last two decades. But in 2025, how many online stores are there in the
April 15, 2025
How Merchants Can Calculate Their Credit Card Processing Rates
Credit card processing fees can be confusing for many businesses. Understanding how to calculate your true processing rate is key to managing your costs and
April 10, 2025
How a Payment Consultant Helps Enterprises Optimize Payments Infrastructure, Operations, & Costs
Payments may seem like a back-office function, but for enterprises, they can quietly eat into margins, frustrate customers, and bog down operations. Whether you’re dealing
April 8, 2025
How to Reduce Credit Card Payment Processing Fees in 2025
Credit card processing fees are a cost of doing business, but that doesn’t mean you can’t reduce them. In 2025, the average business pays between
April 7, 2025
Key Differences of Payments for Small Businesses vs. Enterprises
Payment processing is a major part of business operations, influencing cash flow, customer satisfaction, and overall efficiency. However, the methods and preferences for processing payments
March 31, 2025
How Long Businesses Survive and Why They Fail
The journey of a business from inception to longevity is a brutal test of endurance. In the U.S.A., nearly 20% of new ventures don’t make
March 25, 2025
The Number of Businesses in the USA by Industry in 2025
As of March 2025, the United States maintains a diverse business landscape, with approximately 33.2 million businesses across various industries. This analysis covers the distribution
March 18, 2025
The Anatomy of a Credit Card Transaction
A credit card transaction is a process involving multiple entities, complex technology, and rigorous security protocols. It occurs in a matter of seconds but consists
March 14, 2025
The Best Retail Payment System Setup
In retail, having an efficient and reliable payment system is key for business success. Retailers need solutions that are not only secure and flexible but
March 13, 2025
How One Small Business Saved $10,000 a Year on Payment Processing
For many small businesses, payment processing fees are a significant expense that eats into profits. Whether you run a retail store, an e-commerce business, or
March 4, 2025
Online Payments and the eCommerce Market in 2025
Ecommerce in 2025 is bigger and faster than ever. Global online sales are expected to hit $8.3 trillion, growing by more than 55% since 2021.
February 27, 2025
POS System Statistics: The Most Popular Payment Tech for Merchants
If you’ve been shopping lately, you’ve probably noticed that cash registers are becoming a thing of the past. Today’s retailers are using sleek, digital point-of-sale
February 24, 2025
Apple Pay and Other Digital Wallets Market Share in 2025
In 2025, digital wallets aren’t just a payment option — they’re the preferred way to pay for millions worldwide. More than 5.2 billion people now
February 18, 2025
Debit vs. Credit: Which Payment Method Do Consumers Prefer in 2025?
Consumers today have more payment options than ever, but debit and credit cards remain the most commonly used methods. As we move through 2025, shifting
February 13, 2025
Payment Processing for Small Businesses: What They Don’t Tell You
Many business owners don’t realize that payment processing is a little more complex than it seems. From hidden fees to chargeback risks, there’s a lot
February 10, 2025
What is the Credit Card Business and Who Makes Money Off Them
The credit card industry is one of the most profitable and complex financial sectors in the world. Credit cards are used by billions of people
February 5, 2025
ERP Integration with Payment Systems
Enterprise Resource Planning (ERP) systems are the backbone of many organizations, streamlining operations, centralizing data, and improving decision-making. Integrating payment systems with ERPs has become
January 27, 2025