Interchange plus pricing, also known as cost-plus, is the most merchant-friendly pricing used in payment processing. It discloses the exact margin made for each credit card transaction.
We aim for the lowest payment processing fees ever. We pass through bank fees at wholesale with a transparent markup. Below shows our percentage markup after bank fees and interchange.
Annual Credit Card Sales | In-Person Payments | Online or Keyed Payments |
|---|---|---|
$150,000 to $300,000 | 0.38% and $0.08 | 0.48% and $0.23 |
$300,000 to $600,000 | 0.33% and $0.06 | 0.43% and $0.18 |
$600,000 to $1 million | 0.28% and $0.06 | 0.38% and $0.17 |
$1 to $3 million | 0.23% and $0.05 | 0.33% and $0.14 |
$3 to $10 million | 0.15% and $0.04 | 0.23% and $0.12 |
Enterprise |
Overall, the best way to tell what you are being charged is to take all your fees and divide that by how much you processed in credit card sales. This is known as your effective rate. Read more about the effective rate in payments.
We have a wide selection of terminals available for rent. As you get set up, we can help you select the best terminal for your needs or any other equipment you might wish to have.
PCI is a mandatory certificate required annually by credit card brands to keep merchants accountable for protection of cardholder data. We help you through the PCI process so you are fully compliant. Read more about PCI.
We’ll make your credit card processing simple, low cost, and stress free