Clearly Payments Logo
Get Started
Clearly Payments Logo

Payments Consulting Services

Strategy  |  Market Sizing  |  Financial Modeling  |  Tech  |  Vendor Sourcing

We bring expert payment analysis and solutions, whether you want to grow payment expertise in your company, implement new programs, or simply explore market options in credit card processing, digital currency, ACH/EFT, and more.

We provide the tools to thrive in today's dynamic payment landscape with a proven track record of working with financial institutions, software organizations, fintechs, and traditional businesses.​

The Opportunity In Payments

The payments landscape is filled with opportunities to drive new revenue, enhance product stickiness, and innovate in a competitive market. Critical trends like open banking, finance-as-a-service, eCommerce, digital currency, PayFacs, AI, and international payments are all reshaping the industry as we speak. Don’t lose out on the opportunity to grow.

Payment Consulting Services We Offer

Research, Strategy, and Business Planning

We build or validate your payments strategy and industry analysis, and facilitate the transformation into a business plan that will create new levels of value.

Financial Planning & Modeling

A great strategy is build on a robust financial model. We help facilitate national or international expansion by turning ideas into a financial plan.

Risk, Security, Privacy, and Regulation

We help ensure that your business follows the optimal protocols, security standards (i.e. PCI DSS), and regulations so you are set up for the future.

Development and R&D Services

Design, build, integrate, and deploy payment solutions spanning all omnichannel payment paradigms.

Vendor Procurement, Selection & Negotiation

The payments ecosystem is built on layers of tools and tech stack components. We audit vendors, help select new ones, and mange the negotiation and deployment.

Fintech M&A and Partnerships

Let us help your growth strategy or optimize your investment portfolio with sourcing, due diligence, and merger integration.

Getting Expert Payment Advice is a Game Changer

Navigating the evolving ecosystem requires expert guidance. Payments serve as the lifeblood of every sector, from eCommerce to retail to fintech. A robust, seamless, and secure payments infrastructure not only fuels economic expansion but also fosters innovation, benefiting both consumers and businesses. To fully capitalize on these opportunities, you need the right internal resources and organizational framework.

That’s where we come in. We serve as your trusted compass in payments to help build and scale your business, innovate, optimize your technology, mitigate risks, cultivate partnerships, and drive exponential growth.  

Payments ecosystem

Areas of Expertise in Payments

Deep strategic and execution expertise in payments leadership, technology, and operations across North America. Our network of dozens of partners serve banks, credit card companies, transaction processors, payments cooperatives, technology firms, and non-banks on issues ranging from overall payments strategy and implications to retail payments services, cash management, and payments technology.

Payment Hardware & Software

We help deploy the right tech stack for payments: online, mobile, and terminals along with payment gateways, recurring billing, virtual terminals and more. We are experts in credit cards, debit cards, cryptocurrency, EFT/ACH, and P2P.

Payments Data & Analytics

Payment data gives the smartest companies a competitive advantage. We help you maximize. Data will guide your company to making the optimal decisions for growth.

Operations: SEO, Lead Gen, Funnel Management, & Support

Payments is an opportunity to generate a significant revenue stream with the right inbound and outbound opportunity flow and management. We help design, deploy, and maintain an optimal data-driven funnel.

Payment Management Consulting

We help bring the right playbook for your teams and assist with change management and HR and organizational structure optimized for payments for executive teams, marketing, sales, customer success, finance, and R&D.

Payment Ecosystem Alignment

We know the components that make up the global payment industry. We work with you to ensure your people and technology are part of a future-proof ecosystem for growth.

Fees, Margins, & Negotiations

Payments has many players with multiple layers of management. It is critical to negotiate the optimal deal structure with each vendor giving you the best margin.

Clearly Payments gave us the structure to clarify our payments strategy and was instrumental in getting our payment operations optimized.

Kurtis B, CEO, Red Ram

The smartest companies use Clearly Payments

Our vision is a world where payments are immediate, global, and frictionless. Contact us today to learn more about how we can help.

Contact Us Now

Recent Research and Articles

How to Switch Payment Processors Without Interrupting Your Business

How to Switch Payment Processors Without Interrupting Your Business

Switching payment processors might sound like a risky move, especially if you’re worried about downtime, lost sales, or technical headaches. But it doesn’t have to be. With the right plan and partner, you can move to a better payments solution without interrupting your business. At Clearly Payments, we’ve helped hundreds of merchants make the switch smoothly. Whether you’re chasing better rates, improved service, or more modern technology, here’s how to do it without missing a

Interchange Plus vs Flat Rate: Which One Saves You More?

Interchange Plus vs Flat Rate: Which One Saves You More?

If your business accepts credit cards, choosing the right pricing model can have a big impact on your bottom line. The two most common options are Flat Rate and Interchange Plus. While both help you process payments, how you’re charged—and how much—can differ significantly. This article breaks down the key differences in simple terms, so you can choose what’s best for your business. What Is Flat Rate Pricing? Flat Rate pricing is the easiest to

100+ Payment Industry Terms Explained in Plain English

100+ Payment Industry Terms Explained in Plain English

The payment industry is packed with jargon that sounds like it was made to confuse you—terms like “interchange optimization,” “chargeback ratio,” and “merchant acquirer” get thrown around like everyone’s supposed to know what they mean. But unless you work inside a payments company, you probably don’t. And that’s okay. At Clearly Payments, we believe in transparency, not complexity. Whether you’re a business owner trying to make sense of your statement, a startup exploring payment options,

Copyright 2025 Clearly Payments Inc. | Privacy Policy

Clearly Payments is a payment processor in Canada. The Clearly Payments name and logo are trademarks of Clearly Payments Inc payment processing in Vancouver, Canada. The Interac name and logo are trademarks of Interac Inc Canada. The Visa, MasterCard, and AMEX logos are trademarks of Visa International, MasterCard International Incorporated, and  American Express Company. Clearly Payments is a Registered Partner/ISO of the Canadian Branch of U.S. Bank National Association.