Reading your credit card statements

Bills and invoices

Reading credit card statements is complicated. There is no standard and there are no regulations enforcing a pricing method. There is a credit card processing code of conduct, but it is not enforced because it is more of a recommendation. We’ll take you through a few things that will help you read and understand your […]

Getting the lowest credit card processing fees in Canada


Getting good rates from a credit card processor is tough but not impossible. It can be complicated to understand your rates. Credit card processing has some of the most complex pricing of any industry. We’re trying to remove that complexity or at least make it so you don’t need to care about it. Here are […]

The top tricks for Canadian credit card processing companies

Most Credit Cards are Supported by Clearly Payments

You need to make sure you have good rates as a merchant. If you don’t have good credit card processing rates, it means less cash flow for you. You have higher costs, less profit, and will potentially need to resort to higher prices for your customers. It’s a downward spiral that makes it hard to […]

Payment processing for RMTs


RMTs (Registered Massage Therapists) and general massage therapists are in a competitive business. The core of a successful RMT is repeat business. When you have a repeat client, the CLTV (customer lifetime value) of a customer drastically increases. This means higher growth and higher profitability. One of the ways massage therapists have grown is with […]

Ways to get the cheapest pricing in payment processing

Dollar bill

First, just because a payment processor says they will get you 1.54% rates does not mean that is what you will pay. It’s unfortunate but true. Keep in mind, it is possible that there is a credit card type using a particular payment method that will give you that rate, but 99% of your transactions […]

We’ll show you how much we make

Clearly Payments News

Accept credit cards with Clearly Payments and we’ll show you how much we make. We do that to keep us aligned with our mission which is to drive down the price of accepting payments. The breakdown that we will show is the amount the banks get and the amount that Clearly Payments gets. The remainder […]

Interchange Plus Pricing for Merchant Accounts

Credit card logos

If there is one point you should take from this article, it is that Interchange Plus pricing is by far the most merchant friendly pricing model in credit card processing. If you don’t have interchange plus, get it. It is the model that is most difficult to have unexpected fees and it is the easiest […]

How to choose the best payment processor

Most Credit Cards are Supported by Clearly Payments

Quite often, you need a payment processor. If you are accepting credit card or debit cards you will need a payment processor. If you also want to accept EFT/ACH (bank transfers) or cryptocurrencies, it is helpful to have a payment processor. It all depends on your business plan. More specifically, it depends on how your […]

When credit card processing goes bad

Red unhappy face

It is unfortunate but sometimes there are issues in payments and credit card processing. They range from small annoyances to mission critical problems. Here’s some of the top payment problems and ideas to help you through them. You’re getting chargebacks A chargeback is when a customer that paid with credit card sees the charge on their statement […]