For Canadian merchants, payment compliance has become a cornerstone of doing business in 2025. As digital payments grow and fraud attempts increase, regulators are tightening the rules to protect both businesses and consumers. Compliance is no longer just about following the law, it’s about safeguarding data, reducing risk, and maintaining customer trust in an increasingly […]
In payments, staying compliant isn’t optional; it’s a core part of running a sustainable business. For U.S. merchants, the rules around payment security, fraud prevention, and data privacy are evolving faster than ever, driven by new regulations, advanced cyber threats, and changing consumer expectations. Compliance isn’t just about avoiding fines; it’s about protecting your revenue, […]
In 2024, Canadians reported over CAD $638 million in fraud losses, according to the Canadian Anti-Fraud Centre (CAFC). Credit card and payment fraud remain major threats to both consumers and merchants, with card-not-present (CNP) scams and identity theft driving the majority of losses. You can also read our report on 2024 credit card fraud in […]
In 2024, U.S. consumers suffered over $12.5 billion in fraud losses, a 25% increase from 2023. Credit‑card fraud remained the most prevalent form of identity theft, driving higher dispute rates, chargebacks, and merchant liabilities. Card‑Not‑Present (CNP) fraud dominated, and organized fraud rings increasingly leveraged AI and Fraud‑as‑a‑Service models to scale attacks Overall Fraud Landscape in USA […]
In 2025, the United States remains the world’s largest credit card market, with more than 631 million active credit card accounts and total revolving credit card debt exceeding $1.18 trillion. Credit cards are used not only for credit, but for rewards, online spending, fraud protection, and everyday purchases. This article provides a data-rich overview of […]
In 2025, Canada continues to be one of the most credit-active countries in the world, with an extremely high penetration of credit cards among its population. Canadians use credit cards not only for convenience and rewards but increasingly for essential purchases and to manage cost-of-living pressures. This report explores the state of credit cards in […]
Economic growth and the payments industry are closely connected. When the economy grows, people and businesses spend more, fueling transaction volume and, in turn, payment processing activity. Conversely, slowdowns in GDP can signal tighter consumer spending, lower business investment, and reduced demand for financial services. In this article, we break down the relationship between GDP […]
The United States is home to one of the most diverse and dynamic economies in the world, powered by over 33 million businesses across a broad range of sectors. From solo entrepreneurs and local service providers to massive multinational corporations, the U.S. business landscape spans every imaginable industry. At Clearly Payments, we work with companies […]
Choosing the right payment processor can significantly impact a business’s operational efficiency, customer satisfaction, and bottom line. Two players in the Canadian payment processing industry — Moneris and Clearly Payments — represent contrasting approaches in terms of size, customer experience, and flexibility. This article provides a side-by-side comparison of these two companies to help businesses […]
The way people pay has been changing fast since the advent of the internet. In 2025, customers expect faster, safer, and more flexible payment options—both online and in person. The different payment methods you accept can impact your sales, reduce costs, and improve the customer experience. This article breaks down the most popular payment methods […]
