Strategy | Market Sizing | Financial Modeling | Tech | Vendor Sourcing
The payments landscape is filled with opportunities to drive new revenue, enhance product stickiness, and innovate in a competitive market. Critical trends like open banking, finance-as-a-service, eCommerce, digital currency, PayFacs, AI, and international payments are all reshaping the industry as we speak. Don’t lose out on the opportunity to grow.
Navigating the evolving ecosystem requires expert guidance. Payments serve as the lifeblood of every sector, from eCommerce to retail to fintech. A robust, seamless, and secure payments infrastructure not only fuels economic expansion but also fosters innovation, benefiting both consumers and businesses. To fully capitalize on these opportunities, you need the right internal resources and organizational framework.
That’s where we come in. We serve as your trusted compass in payments to help build and scale your business, innovate, optimize your technology, mitigate risks, cultivate partnerships, and drive exponential growth.
Deep strategic and execution expertise in payments leadership, technology, and operations across North America. Our network of dozens of partners serve banks, credit card companies, transaction processors, payments cooperatives, technology firms, and non-banks on issues ranging from overall payments strategy and implications to retail payments services, cash management, and payments technology.
We help deploy the right tech stack for payments: online, mobile, and terminals along with payment gateways, recurring billing, virtual terminals and more. We are experts in credit cards, debit cards, cryptocurrency, EFT/ACH, and P2P.
Payment data gives the smartest companies a competitive advantage. We help you maximize. Data will guide your company to making the optimal decisions for growth.
Payments is an opportunity to generate a significant revenue stream with the right inbound and outbound opportunity flow and management. We help design, deploy, and maintain an optimal data-driven funnel.
We help bring the right playbook for your teams and assist with change management and HR and organizational structure optimized for payments for executive teams, marketing, sales, customer success, finance, and R&D.
We know the components that make up the global payment industry. We work with you to ensure your people and technology are part of a future-proof ecosystem for growth.
Payments has many players with multiple layers of management. It is critical to negotiate the optimal deal structure with each vendor giving you the best margin.
Kurtis B, CEO, Red Ram
Our vision is a world where payments are immediate, global, and frictionless. Contact us today to learn more about how we can help.
If you are a merchant doing business in Canada, there is one word you will hear more than any other: Interac. For U.S.-based businesses expanding north, Interac can be confusing. Is it a bank? A credit card? A tech company? For Canadian businesses, it is simply a way of life. Understanding Interac is important to reducing costs because it is one of the most cost-effective payment methods available to merchants. This guide explains what Interac
Accepting Interac and debit payments has become a core part of doing business in Canada. More than 75% of in-person transactions in the country use a debit or credit card, and Interac remains the most widely trusted method for everyday purchases. Whether you run a retail store, a dental clinic, or an e-commerce site, understanding how Interac works and how to enable it for your customers can significantly improve checkout success and reduce your payment
The U.S. ACH Network has become one of the largest and most reliable electronic payment systems in the world. While credit cards tend to dominate public conversation, ACH is the underlying engine that powers payroll, bill payments, rent, insurance, B2B invoices, government benefits, and an enormous portion of business-to-consumer transfers. In 2025, the ACH Network is bigger than ever, both in volume and total value moved, and remains a critical part of the U.S. payments