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Clearly Payments Logo

Merchant Accounts.
Approved Fast. Priced Clearly.
Built to Scale.

Low rates, next-day deposits, and transparent interchange-plus pricing for Canadian and U.S. businesses.

Serving Thousands of Merchants

What You Get with Clearly Payments

Transparent Pricing

Most merchants are placed on interchange-plus pricing so you see the real cost of each transaction and our markup clearly. No bundled tiers. No hidden surcharges.

Faster Access to Funds

Next-day funding is available for most industries. Your deposits move predictably so you can manage cash flow without unnecessary holds or delays.

Contract Flexibility

Most standard-risk merchants are not locked into long-term contracts. Clear terms. Clear exit options. No surprise penalties buried in fine print.

Access to Underwriting

We work directly with acquiring banks and underwriting teams. That improves approval odds, especially for complex or higher-risk businesses that need proper structuring.

Hard-to-Place Support

If you’ve been declined elsewhere, we review your file properly. We structure accounts for subscription, e-commerce, B2B, and select higher-risk categories through multiple acquiring partners.

Human Support

When payments break, revenue stops. You get access to experienced payments professionals who understand statements, chargebacks, and risk controls, not generic call-center scripts.

Get a merchant account for online, mobile, office, and storefront payments all-in-one. We work with almost any industry and focus on the lowest rates.

How our Merchant Account Compares

We bring the big bank security without the aggregator limitations.

Feature Clearly Payments Large Banks Aggregators
Interchange-Plus Pricing Yes Sometimes No
Custom Risk Structuring Yes Limited No
Flexible Contract Terms Yes Often Multi-Year Yes
Dedicated Account Support Yes Escalation Layers Automated Support
High-Risk Merchant Placement Yes Rare No

Clearly Payments offers fast settlement and deposits. Get funds as fast as same day. No hassles and no fuss.

Credit Card Logos

Accept credit cards from anywhere in the world

You want a merchant account that accepts all the credit cards your customers have. Accept all credit cards including Visa, MasterCard, Diners, Discover, China Union Pay (CUP), American Express (AMEX), and JCB. You can also accept debit cards, Interac, and Visa debit. A single merchant account gets you access to all credit cards.

Remove all security concerns with a fully compliant merchant account

We take care of all security concerns. The merchant account has top security features and is PCI DSS certified. You will have automated fraud detection with address Verification Service (AVS) and CVV (security code). You can even verify credit cards to ensure the card is active and valid, without running a transaction

Smiling and relaxed
People happy about payment processing

What it takes to get started with a merchant account

  • Complete the get started form.
  • We walk you through the application process. It's a simple and fast process. Everything is digital.
  • Be prepared with a void check or bank letter for verification.
  • If you already have a merchant account, have 3 months of past processing statements available.
  • Approval typically takes one business day once we have all information.

Get a merchant account now and start accepting credit at the lowest rates.

Learn more about the dependability and flexibility of having your own merchant account with Clearly Payments.
Get Started